Application for transfer of salary to card. Sample application for receiving and changing a salary card

When should you write?

It is necessary to write an application in any case if an employee wants to switch from payment to a bank card to receiving cash at the cash desk.

There can be a variety of reasons for this: the employee may have lost his bank card, has no desire to enter into an agreement with the bank offered by the employer, it is simply more convenient for him to receive his salary in cash.

Let us immediately note that the employer does not have the right to refuse.

Some refer to the collective agreement, which is a local act of the organization and may specify that employees receive their salary on a bank card. But no one can force an employee to cooperate with the bank if the person is against it. Even the presence of a collective agreement in an organization is not a valid reason for refusal.

It’s another matter if the employee, when hired, signed an employment contract in which he agreed to pay wages to a specific bank card, and not in cash at the cash desk. In this case, it will be more difficult for the employee to prove that he is right, since in fact he is violating the terms of the employment contract.

It is much easier to write a statement if neither the collective nor the employment contract stipulated where the salary will be transferred. Then the choice is entirely up to the employee and he just needs to write about his desire and provide the document to the accounting department.

How to register to receive wages through the cash register?

This is an absolutely free document and is written arbitrarily.
It is important to indicate in whose name the request is being made. The application must contain the following information:

Full name of the head of the organization and his position.
Employee data, his position.
The text of the application itself, which states that the employee asks to receive his salary and other payments at the cash desk of the organization (company name), starting from a certain period (specify the date or month).
The date when the application was drawn up and the employee’s signature with a transcript.

An example sample looks like this:

General Director of Trudyaga LLC

Krasnov Pavel Vladimirovich

from engineer Oleg Nikolaevich Petrov.

I ask that you give me the wages due under employment contract No. 148 and other payments in cash through the cash desk of the organization Trudyaga LLC, starting in September 2021.

It is important that the employer cannot force not only to receive wages on the card, but also to a specific bank in the first place. Often workers refuse bank payments precisely because they do not like the option offered by the employer.

In this case, you need to write an application either to transfer money to the bank account proposed by the employee, or simply give it in cash at the cash desk.

The employer should be aware that, according to Labor Law, an employee has the right to repeatedly change the form of receiving his salary. This means that the application can be submitted more than once, changing the method of receipt from cash to a bank card and vice versa.

Many accounting employees and heads of organizations justify their refusals by the fact that it is expensive for the company to transfer money to third-party cards or issue them in cash. This does not concern the employee. If an employee is comfortable receiving wages in cash, then the company should accommodate him. The main thing is to simply draw up the document.

If the employer refuses and does not cooperate, then the employee has every right to appeal to the Labor Inspectorate or directly file a claim in court. In this case, the court will most likely take the side of the worker and force the employer to pay wages in cash directly at the place of work, as prescribed in Art. 136 of the Labor Code of the Russian Federation.

conclusions

The citizen himself is free to choose in what form he will receive the money he earns, bonuses and vacation pay. He can choose not only a card or real money, but also a specific bank that is convenient for him.

According to Art. 136 of the Labor Code of the Russian Federation, the employer is obliged to satisfy the request. The exception is cases where the use of the card was specified in the employment contract, which was signed by both parties. In this case, it will be much more difficult to switch to paying wages in cash if the manager is against it.

Source of the article: https://dokuform.ru/zayavlenie/zarplata/na-poluchenie-zp-nalichnymi.html

Receiving salary in cash: law

Article 136 of the Labor Code of the Russian Federation says the following about the ways in which wages can be paid:

Receiving salary in cash at the organization's cash desk;
Non-cash transfer to any credit institution.

Note! An employee is not required to open a current account in the bank that cooperates with his employer. He can choose it at his own discretion. Moreover, in the process of work, he can move to another bank, but must inform the employer about this no later than 5 days before the due date for payment of wages or advance.

The legislator does not limit a citizen in any way in choosing the method of receiving payments due to him, or in the period during which he must use one or another method. That is, even if an employee receives a salary on a bank card, he can write a statement and ask the employer to pay him money at the cash desk. The latter has no right to refuse him this.

The employee can choose his own salary bank

Salaries can be received in cash or by card. If money is transferred to a salary card, most often the employer himself says which bank it should be in. And he even gives the employee a ready-made card: here, they say, salaries are paid here, it’s faster and more convenient.

Rostrud reminds you: you have the right to receive your salary on your card

But this bank may not suit all employees: some do not like the service, some want to receive cashback in money rather than bonuses, and some are used to withdrawing money without waiting in line - at any ATM. Then the employee either immediately choose the one that is more convenient for him.

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The employer cannot refuse such an employee under any pretext. They can offer and ask, but they can’t force or impose. This norm has been in force for a long time, it has not been canceled or changed.

There is an exception for state employees. They also cannot be forced to use a card, but the bank will not process the payment if the salary, by law, must go to the Mir card. Such a card can be obtained from almost any bank. "Mir" is a payment system, not a specific organization.

Is it possible to choose or change a bank?

Often employers independently choose the bank through which they pay salaries. But according to Art. 136 of the Labor Code of the Russian Federation, each employee who receives payment for work into a bank account has the opportunity to change the bank in which he is serviced. It is necessary to notify about a change in data for transferring funds no later than 15 calendar days before the next salary payment date.

But an employee has the opportunity to receive a salary at the place of work (Article 136 of the Labor Code of the Russian Federation), at his own request, in cash - at the cash desk of the enterprise. It is not prohibited to transfer salaries to a card without a salary project, and these postings are handled by the accounting department by order of the employer. But then the employee pays for servicing the bank card on his own.

Positive aspects of transferring and receiving non-cash money:

there is no need to stand in a long line for money at the cash register;
It is convenient to store a bank card in a wallet;
banks often provide preferential lending conditions for salary clients.

There are practically no disadvantages. But sometimes older workers are not well versed in all the nuances of withdrawing money from ATMs. It is worth creating a training manual for them.

Application for salary in cash: sample

The application form for payment of salary in cash is not approved, so it can be written in free form.

This application will contain the following details:

Full name of the manager and his position.
Full name of the employee and his position.
The text of the application, which contains a request for the payment of wages at the company's cash desk and the date from which the employee asks to do this.
Date of application and signature of the employee.

The application can be handwritten or typed on a computer, but the employee must sign it personally.

Is it always necessary to write a statement? As a rule, if an organization practices two methods of issuing salaries (cash and checking account), then by default the employee will be issued it through the cash register, and to transfer it to the bank, they will need to write an application indicating the details.

A sample application can be viewed below.

The employee has the right to receive wages either in cash at the company's cash desk or by transfer to his bank account. He has the right to change the method of receiving his salary at any time; to do this, he needs to write an application with a corresponding request.

Source of the article: https://spmag.ru/articles/zayavlenie-na-poluchenie-zarplaty-nalichnymi

How to make an application

The application is written when signing an employment contract or later, when the employee needs it.

At the legislative level, the document does not have a specific form and is drawn up in free form. But employers have the right to develop their own example of how to transfer salaries to a Sberbank or other credit institution card.

The application consists of a header and text. In the header indicate the name of the employing organization, position and full name. manager, below - position and full name. compiler.

In the text we recommend:

provide a link to labor legislation (Article 136 of the Labor Code of the Russian Federation) and a request to transfer earned funds to a bank account;
enter the following phrase in the application for the transfer of wages to the card - “I am attaching details”, and list them or print them on a separate sheet. We advise you to take the data from the bank so that the money reaches the recipient accurately. Please check for the following information: account number;
name of the credit institution;
BIC, INN, KPP of the bank;
card number;
FULL NAME. its owner (information is taken from a specialist at the bank).

The date of preparation and personal signature are placed under the appeal.

IMPORTANT!

The application is necessary so that the employer knows how to transfer the salary to the employee’s bank card - to an account at a credit institution or in cash. The document will be needed even if the company is involved in one of the salary projects and there is an “auto-subscription” - connecting all employees to this service.

The company is obliged to transfer money strictly according to the data specified by the employee. Payment of the commission for transferring funds falls on the shoulders of the employer, and if the accountant makes a mistake during the transfer and the money goes to the wrong account, he will be held responsible for this.

Structure of an application for salary transfer to a card

The application for transfer of salary to the card indicates:

Full name and position of the compiler;
Full name and position of the employee to whom the document is addressed (as a rule, this is the general director of the company or the chief accountant);
name of the document: “Application for transfer of wages to an account in a financial institution (bank card)”;
main text, where the employee, referring to Art. 136 of the Labor Code of the Russian Federation, expresses a request to transfer wages to a bank account and indicates the necessary details, including the card number;
date of application.

The document must be signed personally by the employee. Some companies practice certifying the fact of its receipt by the management secretariat or accounting department by affixing the date of receipt and signature of the secretary or responsible accountant on the application.

Who should I write the application to?

A request to choose a method of receiving a salary must be written to the name of the head of the company, and in his temporary absence, to the name of the official replacing him. The document requires expressing a request for the transfer of earned funds with the display of payment card details.

In some institutions, it is possible to write a petition for a non-cash form of transfer of earnings to the name of the head. an accountant, if the latter is authorized to resolve such requests, or the head of the financial department, if such a department exists.

What documents should I attach?

Along with the request to choose a method of receiving wages in the institution where the subordinate works, the following supporting materials must be attached:

An extract from the employee’s personal account (taken from the bank).
A copy of the cover of the savings book with the account number (if the salary will be transferred not to the card, but to the account).
Bank card details (you can get a receipt from the bank).

Receiving salary in cash: law

Article 136 of the Labor Code of the Russian Federation says the following about the ways in which wages can be paid:

Receiving salary in cash at the organization's cash desk;
Non-cash transfer to any credit institution.

Note! An employee is not required to open a current account in the bank that cooperates with his employer. He can choose it at his own discretion. Moreover, in the process of work, he can move to another bank, but must inform the employer about this no later than 5 days before the due date for payment of wages or advance.

Application for salary in cash: sample

The application form for payment of salary in cash is not approved, so it can be written in free form.

This application will contain the following details:

Full name of the manager and his position.
Full name of the employee and his position.
The text of the application, which contains a request for the payment of wages at the company's cash desk and the date from which the employee asks to do this.
Date of application and signature of the employee.

The application can be handwritten or typed on a computer, but the employee must sign it personally.

Is it always necessary to write a statement? As a rule, if an organization practices two methods of issuing salaries (cash register and current account), then by default the employee will be issued it through the cash register, and to transfer it to the bank you will need to write an application indicating the details.

A sample application can be viewed below.

Source of the article: https://zen.yandex.ru/media/spmag/zaiavlenie-na-poluchenie-zarplaty-nalichnymi-5ac3a55a610493cccc1fcdf0

Results

An employer who decides to pay salaries to employees on a card must, in accordance with Art. 136 of the Labor Code of the Russian Federation, request from each of them the corresponding written consent in the form of a statement. It is sent by the employee to the general director or chief accountant of the company.

Sources

https://clubtk.ru/forms/dokumentooborot/zayavlenie-na-perechislenie-zarplaty-na-kartu
https://nalog-nalog.ru/oplata_truda/zayavlenie_na_perechislenie_zarplaty_na_kartu_obrazec/
https://zen.yandex.ru/media/id/5c7fcdb114d4d900b232ef68/oformlenie-zarplatnogo-proekta-nujno-li-soglasie-sotrudnikov-5d53be7b06cc4600ae511801
https://azbukaprav.com/trudovoe-pravo/komandirovka/vazhnoe-kom/perechisleniya-komandirovochnyh-na-kartu.html
https://zayavi.com/zayavlenie-na-perechislenie-na-kartu-zarabotnoj-platy/
https://journal.tinkoff.ru/news/smenite-zarplatnyi-bank/
https://tvoedelo.online/zarplata/zayavlenie-na-zarplatnuyu-kartu-obrazec
https://assistentus.ru/forma/zayavlenie-na-perechislenie-zarabotnoj-platy-na-bankovskuyu-kartu/

Why do you need to write an application to transfer your salary to a card?

An employee’s statement is a written decision. Thus, the employee confirms that he agrees to receive the money he earns in a non-cash manner. The application must be drawn up by the employee, even if the form of payment is specified in his employment contract.

An employee can independently choose the method of receiving funds (Article 136 of the Labor Code of the Russian Federation). If there is no application for the transfer of wages, the management of the enterprise is obliged to make payments in cash.

The employee has the right to choose the bank from which he will receive his salary. You can change the bank details for transferring funds at any time and at your own request; it is important to notify the employer about this in writing at least 5 working days before payment.

Advantages of transferring salary to a card

Receiving your salary by bank transfer has a number of advantages compared to cash. The advantages of the non-cash method of salary transfer include the following:

There is no need to stand in line at the cash register to receive your salary, wasting your time.
The employee does not need to ensure that large sums of money are kept at home.
Credit institutions often provide such clients with lower interest rates when applying for a loan.

The disadvantage of this method of receiving salaries is that it is somewhat difficult to withdraw money from the card. This especially applies to older segments of the population, who are wary of new technologies and are not always able to understand the intricacies of using ATMs.

Is it possible to receive a salary simultaneously on a card and at the company’s cash desk?

An employee can choose both a bank transfer and a payment through the company’s cash desk. To do this, in the application for salary transfer, the employee indicates what part of the salary will be paid in what way.

In practice, the following options are encountered:

advance payment - in cash, the second part - by card;
A fixed amount is issued in cash monthly, the rest is paid by bank;
wages are divided as a percentage between both forms of payment.

Is it possible to refuse to pay salary to a card?

Often banks that provide services to organizations offer their clients salary project programs. This is beneficial for both the company and employees due to the preferential conditions offered by the bank itself.

Before implementing a salary project, the employer is required to collect applications from each employee to open personal accounts. Data on changes in salary payments are drawn up as an additional agreement to the employment contract.

The employee independently decides to join the salary project. In case of refusal, payment is made in cash or at the request of the employee using the details of another bank.

Do I need to notify the employee about receiving the card in a letter?

When an enterprise already has a payroll project, this means that the main stages of implementation have already been completed:

management selected and agreed with the accounting department and employees of the bank;
signed and registered an order to introduce non-cash wages;
familiarized the staff with it against their signature;
changed and re-signed the job descriptions of the accounting department employees;
received applications from staff to transfer monetary remuneration for work to cards;
We drew up and signed an additional agreement to the employment contract with each person.

Therefore, there is no need to separately inform employees about receiving “plastic”.

Is it possible to write an application for salary transfer to your card?

To receive wages into a bank account already opened by the employee that is not related to the company’s salary project, the employer’s permission is not required. It is enough to provide an application for transfer to a specific bank with all the details.

It is important to indicate the full details for the transfer in the application, otherwise the employer may refuse payment. In this case, the earnings will be given in cash, and the employee will receive a letter to clarify the details.

The bank commission for transferring funds in favor of individuals is paid by the employer. Withholding this amount from the employee's salary is illegal.

Sample application for transfer of salary to card

The application can be completed on a computer or written by hand. The employee personally signs the application.

filling out an employee’s application for salary transfer to the card.

In the upper right part of the sheet, a “header” is drawn up, in which the addressee of the application is written (position and full name of the head of the organization, name of the enterprise) in the dative case and information about the employee (position and full name) in the genitive case.

Below in the center is the name of the document - “Application”. Further text begins with a red line. It is advisable to focus on Article 136 of the Labor Code of the Russian Federation “Procedure, place and timing of payment of wages.”

Most errors in application preparation are related to the provision of incomplete bank details. This should include:

No. of the bank account linked to the card (you can find it in the agreement with the bank, in the online bank or check with bank employees);
Bank correspondent account number;
Name of the bank;
Bank BIC;
Full name of the current account owner.

You can attach a printout of the details from your online account to your application.

When replacing one bank with another, the application indicates the date from which transfers must be made to the new details. Example wording: “From June 1, 2021, I ask you to transfer the salary due to me using the following details...”.

Can I transfer it to an employee’s salary card?

For a transfer to a salary card to be considered legal, the following conditions must be met:

The agreement with the bank stipulates the possibility of transferring travel amounts to the card. When there is no such clause, all transferred amounts are classified as wages and are subject to taxes.
The payment order correctly indicates the purpose of the payment.
Errors and typos in payments are not allowed.

If the conditions are met, nothing prevents the employer from transferring travel allowances to the employee using a bank card.

If the transfer is not designated as a business trip, you will have to pay income tax.

Or the banking organization will not let it through at all, and the business traveler will be left without money.