FSD or RSD
The federal social supplement is paid by the territorial bodies of the Pension Fund of the Russian Federation and is established if the total amount of cash payments to a non-working pensioner does not reach the pensioner’s subsistence level established in the region of residence, which, in turn, does not reach the pensioner’s subsistence level in the whole of the Russian Federation.
That is, FSD is paid when the regional PMP is lower than the federal one (living in the region is cheaper than the average in Russia).
A regional social supplement is paid by regional social protection authorities if the cost of living of a pensioner in a constituent entity of the Russian Federation is higher than the same figure in the Russian Federation, and the total amount of cash payments to a non-working pensioner is lower than the regional subsistence minimum.
That is, RSD is paid when the regional PMP is higher than the federal one (living in the region is more expensive than the average in Russia).
How is income calculated?
When calculating the total amount of material support for a non-working pensioner, the amounts of the following cash payments are taken into account:
- pensions, including in the event of a pensioner’s refusal to receive said pensions;
- urgent pension payment;
- additional material (social) support;
- monthly cash payment (including the cost of a set of social services);
- other social support measures established by the legislation of the constituent entities of the Russian Federation in monetary terms (with the exception of social support measures provided at a time).
In addition, when calculating the total amount of material support for a pensioner, the cash equivalents of the social support measures provided to him for paying for the use of a telephone, residential premises and utilities, travel on all types of passenger transport, as well as monetary compensation for the costs of paying for these services are taken into account.
How to understand what pension awaits you in 2020?
To try to independently calculate the amount received in the next year of payment, you should correlate the following factors:
- Current salary.
- The OPS plan you are using.
- Length of work experience.
- Floor.
- Admissibility of special conditions. This package includes: the nature of work, motherhood, in particular the number of children, maternity leave, service, the presence of disabled people in the family whose livelihoods are paid for by the worker, and the loss of a father or mother who provided for the family.
- The period in which you applied for payment.
This list directly affects your points, and they are the basis for ensuring that you receive a well-deserved pension. Let's look at this using the example of motherhood.
For example, a woman who gave birth to her first child receives 1.8 points. The second child brings the mother - 3.6.
This is important to know: Selling an apartment with shares of minor children
Third and more – 5.4. In addition, if you still feel on your own that you are ready to continue working, despite reaching the age specified by law, then you can submit documents for receiving a pension later: the minimum period is five years.
Then on top you will be charged another thirty-six percent of the fixed payment and forty-five percent of the insurance payment. If you wait ten years, these figures will increase by 2.11 and 2.32, respectively.
Do not forget that the base rate becomes the salary. The higher it is, the greater the amount will be transferred to your account from the Pension Fund of the Russian Federation. Consequently, the insurance score will increase. Keep in mind that the rate of 22 percent goes to a maximum of only 95.833 thousand every month.
To understand how many years of work experience is and whether there is a chance to retire early, you need to be aware that maternity leave and military service are taken into account. Regarding length of service, only official data that is recorded in the work book is accepted here.
According to them, pension payments are transferred to your account. They, in turn, are higher than the lowest salary indicators.
On this note, we can conclude that part-time work, gigs, and freelancing do not count.
Indexing
From January 1, 2021, old-age insurance pensions have been indexed by 6.6%.
Previously, the process of assigning a social supplement went like this: the pension was indexed. and if she did not reach the PMP, they gave an additional payment.
The rules have changed since 2021. Now they first calculate the additional payment (before indexation), and then index the pension and add the calculated additional payment to it. That is, now the minimum pension will always exceed the PMP. How much depends on the size of the pension.
In this article we will not dwell in detail on the issue of the new surcharge system. We will talk about this in detail in the next article.
Factors influencing the size of the pension
After determining what the minimum old-age pension is in Russia, factors are identified that make it possible to increase the amount. First of all, this is experience.
To confirm it, entries in the work book and personal account extracts from the pension fund are used. Previously, if there were errors in the work book, it was necessary to contact the enterprise where the citizen worked.
Obtaining conclusions from the archive was mandatory. Today, thanks to various electronic databases, the procedure has been significantly simplified. When calculating length of service, the following are taken into account:
- Military service,
- care for babies up to 1.5 years old,
- caring for a disabled child,
- assistance in caring for a person with disabilities or a person over 80 years of age.
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But these periods are taken into account only in a situation where before that the person was officially working and making contributions to the Pension Fund.
The individual coefficient, the basis for determining the insurance part, also has an impact on the amount of monthly payments. For this purpose, a system of pension points was created. The more time the subject performs professional duties, the higher the number of these points. When you reach retirement age, they turn into money.
Today, the old-age pension is calculated using the formula:
- RP - Pension amount
- SCh - Insurance part
- LF - Cumulative part
Each of these payments is calculated using a special formula. For example, when calculating the insurance portion, the following is taken into account:
- capital designated on the day the pension was assigned,
- the time that the subject can presumably live after retirement,
- base payment amount.
Among the conditions for receiving the minimum amount of assistance is the collection of various official papers. In addition to a passport and work book, when determining the amount, they have the right to demand:
- certificate of average monthly salary for the last 60 months,
- confirmation of dependents,
- a document confirming the validity of the change in passport information,
- confirmation of disability,
- residence form.
This is important to know: Surety agreement between legal entities or individuals: sample 2021
Some people may retire early. Typically these are workers in socially important industries:
- working in ports
- aviation employees,
- transport industry employees,
- firefighters,
- miners,
- persons operating in hot shops.
A law is being considered under which mothers of many children and guardians of disabled people will be able to retire early.
Thus, if you do not want to receive the minimum social pension, then you must have work experience. Then the pension will be higher. Today it directly depends not only on how long a person has been officially employed, but also on his white salary.
Last November, President of the Russian Federation Vladimir Putin signed a decree that became a new stage in the field of pension policy. The document was made public in 2021, it immediately caused a negative response not only from pensioners, but even young people. Criticism rained down on the Government, which has not subsided to this day.
We will figure it out and tell you how the regulation works and what to expect for citizens who are due to retire in 2021.
How much pay
We have prepared for you a table that shows the cost of living of a pensioner for 2021, as well as (for comparison) its level last year and the year before.
From the table you will see how much the cost of living of a pensioner in your region has increased over 1 year (from 2021 to 2020) and over 2 years (from 2018 to 2020).
in your region for 1 year (from 2021 to 2020) and for 2 years (from 2021 to 2020).
Name of the subject of the Russian Federation | The value of PMP in a constituent entity of the Russian Federation in 2021 | The value of PMP in a constituent entity of the Russian Federation in 2021 | The value of PMP in a constituent entity of the Russian Federation in 2021 | Increase in PMP for 1 year (from 2021 to 2020) | PMP growth over 2 years (from 2021 to 2020) |
Overall for the Russian Federation | 9 311 | 8 846 | 8 726 | 465 | 585 |
Central Federal District | |||||
Belgorod region | 8 016 | 8 016 | 8 016 | 0 | 0 |
Bryansk region | 9 120 | 8 523 | 8 441 | 597 | 679 |
Vladimir region | 9 077 | 8 526 | 8 452 | 551 | 625 |
Voronezh region | 8 750 | 8 750 | 8 620 | 0 | 130 |
Ivanovo region | 8 978 | 8 576 | 8 460 | 402 | 518 |
Kaluga region | 9 303 | 8 708 | 8 547 | 595 | 754 |
Kostroma region | 8 967 | 8 630 | 8 549 | 337 | 418 |
Kursk region | 8 600 | 8 600 | 8 600 | 0 | 0 |
Lipetsk region | 8 620 | 8 620 | 8 620 | 0 | 0 |
Oryol Region | 8 744 | 8 730 | 8 550 | 14 | 194 |
Ryazan Oblast | 8 694 | 8 568 | 8 493 | 126 | 201 |
Smolensk region | 9 460 | 8 825 | 8 674 | 635 | 786 |
Tambov Region | 8 241 | 7 811 | 7 489 | 430 | 752 |
Tver region | 9 302 | 8 846 | 8 726 | 456 | 576 |
Tula region | 9 310 | 8 658 | 8 622 | 652 | 688 |
Yaroslavl region | 8 646 | 8 163 | 8 163 | 483 | 483 |
Moscow | 12 578 | 12 115 | 11 816 | 464 | 763 |
Moscow region | 9 908 | 9 908 | 9 527 | 0 | 381 |
Northwestern Federal District | |||||
Republic of Karelia | 11 840 | 8 846 | 8 726 | 2 994 | 3 114 |
Komi Republic | 11 534 | 10 742 | 10 192 | 792 | 1 342 |
Arhangelsk region | 10 955 | 10 258 | 10 258 | 697 | 697 |
Nenets a.o. | 17 956 | 17 956 | 17 956 | 0 | 0 |
Vologda Region | 9 572 | 8 846 | 8 726 | 726 | 846 |
Kaliningrad region | 9 658 | 8 846 | 8 726 | 812 | 932 |
Saint Petersburg | 9 514 | 8 846 | 8 726 | 668 | 788 |
Leningrad region | 9 247 | 8 846 | 8 726 | 401 | 521 |
Murmansk region | 14 354 | 12 674 | 12 523 | 1 680 | 1 831 |
Novgorod region | 9 423 | 8 846 | 8 726 | 577 | 697 |
Pskov region | 9 529 | 8 806 | 8 726 | 723 | 803 |
North Caucasus Federal District | |||||
The Republic of Dagestan | 8 680 | 8 680 | 8 680 | 0 | 0 |
The Republic of Ingushetia | 8 846 | 8 846 | 8 726 | 0 | 120 |
Kabardino-Balkarian Republic | 9 598 | 8 846 | 8 726 | 752 | 872 |
Karachay-Cherkess Republic | 8 846 | 8 846 | 8 618 | 0 | 228 |
Republic of North Ossetia-Alania | 8 455 | 8 455 | 8 064 | 0 | 391 |
Chechen Republic | 9 035 | 8 735 | 8 719 | 300 | 316 |
Stavropol region | 8 297 | 8 297 | 8 135 | 0 | 162 |
Southern Federal District | |||||
Republic of Adygea | 8 138 | 8 138 | 8 138 | 0 | 0 |
Republic of Kalmykia | 8 242 | 8 081 | 7 755 | 161 | 487 |
Krasnodar region | 9 258 | 8 657 | 8 537 | 601 | 721 |
Astrakhan region | 8 969 | 8 352 | 7 961 | 617 | 1 008 |
Volgograd region | 8 569 | 8 569 | 8 535 | 0 | 34 |
Rostov region | 8 736 | 8 488 | 8 488 | 248 | 248 |
Republic of Crimea | 8 912 | 8 370 | 8 530 | 542 | 382 |
Sevastopol | 9 597 | 8 842 | 8 722 | 755 | 875 |
Volga Federal District | |||||
Republic of Bashkortostan | 8 645 | 8 645 | 8 320 | 0 | 325 |
Mari El Republic | 8 380 | 8 191 | 8 036 | 189 | 344 |
The Republic of Mordovia | 8 522 | 8 522 | 8 194 | 0 | 290 |
Republic of Tatarstan | 8 232 | 8 232 | 8 232 | 0 | 0 |
Udmurt republic | 8 502 | 8 502 | 8 502 | 0 | 0 |
Chuvash Republic | 7 953 | 7 953 | 7 953 | 0 | 0 |
Kirov region | 8 511 | 8 474 | 8 474 | 37 | 37 |
Nizhny Novgorod Region | 8 689 | 8 102 | 8 100 | 587 | 589 |
Orenburg region | 8 252 | 8 252 | 8 059 | 0 | 193 |
Penza region | 8 404 | 8 404 | 7 861 | 0 | 543 |
Perm region | 8 777 | 8 539 | 8 503 | 238 | 274 |
Samara Region | 8 690 | 8 413 | 8 413 | 277 | 277 |
Saratov region | 8 278 | 8 278 | 7 990 | 0 | 288 |
Ulyanovsk region | 8 574 | 8 474 | 8 474 | 100 | 100 |
Ural federal district | |||||
Kurgan region | 8 750 | 8 750 | 8 630 | 0 | 120 |
Sverdlovsk region | 9 311 | 8 846 | 8 726 | 465 | 585 |
Tyumen region | 9 250 | 8 846 | 8 726 | 404 | 524 |
Chelyabinsk region | 8 691 | 8 691 | 8 586 | 0 | 105 |
Khanty-Mansi Autonomous Okrug-Yugra | 12 730 | 12 176 | 11 708 | 554 | 1 022 |
Yamalo-Nenets a.o. | 13 510 | 13 425 | 13 425 | 85 | 85 |
Siberian Federal District | |||||
Altai Republic | 8 753 | 8 712 | 8 594 | 41 | 159 |
The Republic of Buryatia | 9 207 | 8846 | 8 726 | 361 | 481 |
Tyva Republic | 8 846 | 8846 | 8 726 | 0 | 120 |
The Republic of Khakassia | 8 975 | 8 782 | 8 543 | 193 | 432 |
Altai region | 8 894 | 8 669 | 8 543 | 225 | 351 |
Krasnoyarsk region | 10 039 | 8 846 | 8 726 | 1 193 | 1 313 |
Irkutsk region | 9 497 | 8 841 | 8 723 | 656 | 774 |
Kemerovo region | 8 387 | 8 387 | 8 347 | 0 | 40 |
Novosibirsk region | 9 487 | 8 814 | 8 725 | 673 | 762 |
Omsk region | 8 480 | 8 480 | 8 480 | 0 | 0 |
Tomsk region | 9 546 | 8 795 | 8 561 | 751 | 985 |
Transbaikal region | 9 829 | 8 846 | 8 726 | 983 | 1 103 |
Far Eastern Federal District | |||||
The Republic of Sakha (Yakutia) | 14 076 | 13 951 | 13 951 | 125 | 125 |
1 zone | 17 011 | 17 011 | 0 | ||
2 zone | 13 720 | 13 576 | 144 | ||
Primorsky Krai | 10 775 | 9 988 | 9 151 | 767 | 1 604 |
Khabarovsk region | 11 799 | 10 895 | 10 895 | 904 | |
Amur region | 10 018 | 8 846 | 8 726 | 1 172 | 1 292 |
Kamchatka Krai | 16 756 | 16 543 | 16 543 | 33 | 33 |
Magadan Region | 15 943 | 15 460 | 15 460 | 483 | 483 |
Sakhalin region | 12 333 | 12 333 | 12 333 | 0 | 0 |
Jewish Autonomous Region | 11 709 | 9 166 | 9 013 | 2 543 | 2 696 |
Chukotka a.o. | 19 000 | 19 000 | 19 000 | 0 | 0 |
Baikonur | 9 311 | 8 846 | 8 726 | 465 | 585 |