What taxes do pensioners not pay? Tax breaks for retirees in 2021.

There are certain properties owned by people of retirement age that are not subject to tax. This should include:

Your own apartment or a room in an apartment, in a communal apartment.
An outbuilding or other structure for economic purposes, if its area is not more than fifty square meters. They can be located on a summer cottage or another plot of land owned by a pensioner.
Any room that is used for creative activities, including those related to professional activities.
House.

At the same time, it is very important to comply with the accompanying conditions under which pensioners will be exempt from paying tax. First of all, all this property must be owned and not used for business activities.

If we are talking about “expensive” real estate, the value of which exceeds 300 million rubles, then such tax exemption does not occur. All other properties that pensioners own will be subject to tax payments.

The Tax Code states that such a benefit is provided only for one object in each area, for which there is no need to pay tax. The point is that if a pensioner owns three apartments, then only one will be released. In this case, the choice remains with the person of retirement age which apartment to exempt from paying tax on it.

This was adopted to prevent relatives from transferring real estate to pensioners in order to avoid paying taxes.

Registration of benefits

In order for a person who has reached retirement age to take advantage of any tax benefit, it is necessary to go through several very important interconnected stages in succession.

Collection of necessary documents. In addition to the basic documents, additional documents may be required, which will be required by representatives of the tax authorities so that pensioners do not pay tax.
Writing an application. This is a kind of desire of the person himself to receive tax benefits upon reaching a certain age. There is no exact form of the document, but there are only certain forms on the basis of which the application is filled out. To do this, just visit the official website of the Federal Tax Service, where all this can be found. There is no need to go there yourself and clarify this information there. But the most important thing here is to accurately and completely specify all the requirements of the person who applies to the tax authority.
Submitting an application. Here you can use several methods - personal appeal, sending by post, sending a document via e-mail.
Review of the submitted application. Based on this, a specific decision is made by the tax authority. It is very important that the tax amounts be recalculated.

Transport tax (TN) benefits for Moscow pensioners for 2021

TN benefits are established at the local level. On the territory of Moscow they are determined by Moscow Law No. 33 of 07/09/2008. It should be noted that pensioners are not among the beneficiaries. The following categories of individuals are exempt from paying TN for one vehicle:

Heroes of the USSR, Russian Federation.
Persons who have the Order of Glory of three degrees.
Disabled people 1, 2 gr.
One parent (adoptive parent) from a large family.
Individuals receiving social support in accordance with Law of the Russian Federation No. 1244-1 of May 15, 1991, as well as Federal Law of the Russian Federation No. 175 and Federal Law of the Russian Federation No. 2.
Veterans (disabled) of combat operations.
Juvenile prisoners of concentration camps, etc., according to Art. 4 of Moscow Law No. 33.

TN benefits are provided upon application to all beneficiaries who apply to the Federal Tax Service. It does not apply to air and water transport, as well as to motor sleighs and snowmobiles. This is evidenced by clause 3 of Art. 4 of Law No. 33.

In addition, as stated in paragraph 5 of Art. 4 of the same law, it is not provided to owners of cars with an engine of more than 200 hp. With. We are talking about car owners - beneficiaries listed in paragraphs 3, 8 and paragraph 11, paragraph 14 of Part 1 of Art. 4 of Law No. 33. These include, for example, one parent (guardian, adoptive parent or trustee) of a disabled child. If he is the owner of a car whose engine is less than 200 hp. p., then the benefit will be taken into account and provided to him accordingly.

Documents for receiving benefits

As for documents, they must be collected in full. Submission must be made no later than November 1 of the current year. This includes:

Statement.
Notification. The objects for which the pensioner wishes to receive tax benefits should be indicated here. Otherwise, the tax authorities independently select the object that will be taxed under benefits. But here the building chosen is the one that requires payment of the minimum tax. This suggests that failure to provide notice may force the retiree to pay the maximum amount of tax.
Pension certificate, its copy.
All documents on the ownership of real estate, as well as their copies.

If documents are submitted after the specified date, then all changes will be made only for the next year. In the absence of an application from a person of retirement age, the tax authorities make a decision on all objects owned by him. This only means that the pensioner did not express a desire to receive benefits for paying real estate taxes. You can, of course, apply for a tax recalculation, but only for the next year. It is possible to recalculate tax amounts only for the last three years. In this case, an additional application is submitted for the return of those funds that were paid in excess of the norm.

Vehicle tax

This type of collection is regional and, accordingly, is subject to local legislation. Analysis of the legal documentation of the regions allowed us to conclude that threshold maximum values for engine power are prevailingly established. As a rule, cars that do not exceed 100 hp are eligible for benefits.

Situation in the regions:

in the Voronezh region, owners of old cars (more than 25 years old) with an engine power of up to 100 hp, as well as veterans, heroes of the Soviet Union and others are exempt from paying tax;
in the Kaluga region, old-age pensioners do not have any relief in paying the vehicle fee;
in the Krasnodar Territory, persons who have reached the age of pension payments are provided with a 50% discount on passenger cars with a capacity of up to 150 hp;
Pensioners of the Belgorod region do not pay the tax in full;
In the capital region, compensation and discounts for pensioners are not indicated.

Writing an application

The application must contain all the data, as well as all information that will play a significant role in its consideration. Otherwise, it will be returned for revision and correction of all existing errors. All this will take time, which is very important for any person. You can write it yourself or type it using computer technology so that the tax is reduced.

The application must contain information about the applicant, his full name, addressee (to whom the application is sent - in addition to the head, the name of the tax authority is also indicated), passport details (where and by whom it was issued, number and series). In addition, it contains the full address of the place of residence and registration, indicates exactly the question that needs to be resolved, and the method for obtaining an answer to it. The response can be received by mail or delivered in person. At the end of the document, the date of preparation is indicated and everything is certified by a signature.

Discounts on utilities

Utilities and major repairs are paid in accordance with the articles of the Housing Code of the Russian Federation. Do pensioners pay for utilities according to federal law? At the level of the Housing Code of the Russian Federation, benefits are provided for the following categories of persons:

Recipients of the highest awards of the Russian Federation and the USSR are completely exempt.
Families of citizens who died during the fighting - 60% discount.
Persons who were prisoners of concentration camps – 50% discount.
Disabled people of any group – only 50% of the amount is paid.
Veterans of labor and combat – 50%.
Liquidators who provided support during the radiation accident or those affected by radiation – 50%.

At the same time, additional benefits for utilities and major repairs may be established at the regional level. If the costs of these payments amount to 22% or more of the pensioner’s total income, then you can receive a subsidy and reduce the financial burden.

Tax refund processing

To receive a pensioner's property tax refund, he needs to write an application to the tax authorities and provide his pension certificate. The appeal takes place to the department where the property is located, or rather to the department for working with taxpayers. In some situations, it will be enough to send all these documents by post.

A pensioner can also avoid paying 13 percent tax on the purchase of real estate. But you need to open a bank account. This is done so that all returned funds are transferred to it. No one will hand you cash.

Certain categories of pensioners

A special line goes to persons who retired after military service. According to current legislation, all those who have served for at least 20 years are also exempt from paying real estate taxes. If the service life is less than stated, then no one will provide you with any benefits. In this case, all that remains is to wait for the standard retirement age and demand a reduction in tax amounts.

The work of a pensioner will not play any role. To provide benefits, it will be enough to have a pension certificate. It is on this basis that all tax deductions are provided. In this case, the person himself must take measures to ensure that the amount of the pension is recalculated for each additional year of work. It should increase, since the employer will pay all taxes established by law for it.

Any person who has reached retirement age can count on benefits when paying real estate taxes. If you cannot find out about this yourself, then it will be enough to contact the tax authority at your place of registration. It is there that all the necessary documents will subsequently be submitted along with the application, which will be considered in order for the tax to be reduced.

This is especially important if there are multiple properties on the property that may be subject to tax assessments. Without the pensioner himself, no one will make decisions about tax exemption. If an application is submitted, then a notification about those real estate objects that should be included in the list of benefits must be attached. If it is not there, then the tax authorities will leave you with the maximum amount for tax.

Save

Determination of pensioner status

Their division into categories is not a whim of officials. Although the bureaucratic machine operates according to its own rules, where actions are clearly spelled out and the system of distribution of material benefits is structured, one cannot help but recognize the obvious fact. A person working in peacetime did not endanger his life, unlike those who went through the crucible of war. And it is easier for him to provide for himself in his old age than for a disabled person.

In the Russian Federation, the following citizens are considered pensioners:

who have reached the age recognized by law as sufficient for an old-age pension (60 years for men, 55 for women);
according to length of service spent in the civil service;
in view of the conclusion on disability made by members of the ITU (special medical examination);
who lost their source of livelihood due to the loss of a breadwinner.

Citizens who have been awarded state awards and titles, as well as those who have gone through wars and become disabled, are recognized as federal beneficiaries. This also includes those affected by man-made disasters and direct participants in the liquidation of their consequences. Taxation of the listed beneficiaries differs from other categories of pensioners.

Compensation for travel related to holidays in the Russian Federation

At the legislative level, it is provided not only for the exemption of pensioners from fees and taxes, but also for compensation for round-trip travel to their vacation spot. For example, at the federal level it is stipulated that persons receiving an insurance pension for age or disability, citizens living in the Far North, can compensate for travel to a place of rest.

Once every two years, the Pension Fund branch issues tickets or compensates travel for the categories of the population provided for above. To do this, you need to contact the Pension Fund with an application, at the same time you can clarify what benefits are still provided for pensioners at the regional level. At the same time, it should be remembered that many airlines and Russian Railways regularly hold promotions and reduce the cost of tickets for pensioners.

In order to apply for compensation for expenses incurred, you need to download the form from the link:

To receive tickets, you must download another application:

Features of providing benefits for pensioners from Moscow and St. Petersburg

Both Moscow and St. Petersburg have their own regional laws regulating the specifics of benefits for pensioners. For example, in St. Petersburg they do not pay transport tax for one domestically produced passenger car with an engine with a power of up to 150 horsepower. Another law of a federal city provides for the right to travel for free on electric trains, which makes traveling to the countryside or just out of town easier.

In Moscow and the Moscow region, pensioners can travel for free on commuter trains and city public transport. The exception is minibuses. In addition, there is a wide range of subsidies for travel both within the Russian Federation and abroad. The authorities have provided a number of forms of material and financial support for pensioners, which can be found in the relevant institutions.

Pensioners are a defenseless group of the population that needs care from their relatives.
In this regard, many benefits and other forms of support for such citizens are provided at the state level. Tax concessions are no exception; in some cases they are not paid at all, in others preferential rates are provided. Every pensioner has the right to apply for financial assistance from the state, seek advice from relevant institutions and organizations or from pension lawyers. At the same time, it should be remembered that federal government agencies have provided for the main types of assistance; other rules may apply at the regional level. In such a situation, qualified specialists from the tax, pension and social services at the place of registration will come to the rescue. Order a free legal consultation

Where can I find information about benefits?

There is no single portal in which all taxes and benefits for pensioners can be collected. This is due to the fact that basic provisions have been adopted at the state level, and additional ones can be formed at the regional level. To see federal benefits, you can refer to the Tax and Housing Codes of the Russian Federation. Regarding regional bonuses, you need to study municipal legal acts.

For pensioners, the main recommendation is to contact the tax office during office hours. Specialists can familiarize themselves with each specific situation and explain the list of benefits in a particular case. In addition, you can study the MIFNS website, portals and forums of a specific locality.

Tax deduction for the purchase of housing for working pensioners

Previously, it was indicated what taxes and fees pensioners pay, but in addition to this, there are also special conditions for receiving tax deductions. A tax deduction is a specified amount of money that can be subtracted from taxable income. For example, if an apartment costs 2 million rubles, then the owner can return 13% of the purchase, but not more than 260 thousand rubles. Thus, the tax office returns 260,000 rubles.

A working pensioner, like any citizen of the Russian Federation who is officially employed, has the right to take advantage of special deduction conditions - transfer. What does it mean? A citizen can return 13% of the cost at the time of receipt of ownership, this is either the date of signing the act of acceptance and transfer of property, or the day of state registration of the right. At the same time, the pensioner has the right to receive funds for 3 years preceding the date of receipt of ownership rights. That is, if a person retired in 2019, and acquired ownership rights in 2021, then the right to receive money remains until 2021.